FG Balance Sheet is a tool to track your real, historical data about your financial situation. You cannot predict the future without good analysis (money in vs money out). FG Balance Sheet is free of charge (but if you want, you can contribute by donate a small amount of money into my Pay Pal account).
FG Balance Sheet is divided into 15 Sheets. 12 sheets represent the month (from January to December), one covers annual expenses (sum of all 12 months), the last two are: Example and Explanation. Each sheet looks like in the picture below (attention: the design can be changed a little bit during version changes and further revisions. The functionality will always stays the same).
FG Balance Sheet is your personal tool, so don’t bother to change anything (add a column, write some notes on empty field and so on). You have full permission to do that. Remember to use this tool every month for entire year.